By Tim Kowols
With 19 people becoming victims of identity theft every minute according to the Federal Trade Commission, it is becoming even more important to do what you can to protect your credit and financial histories. Putting a freeze on your credit reports is one way to protect your identity by preventing its access from lenders and potential thieves. Gay Pustaver from Money Management Counselors says it can be a pain, but it could be necessary even as you open new accounts.
If you find inaccuracies with your credit report, Pustaver recommends writing and filing a 100-word inquiry to explain the issues lenders and creditors may see. This is the final part in our series discussing you and your credit report.