Going cold turkey is a strategy probably most often associated with quitting smoking. But it's a ploy that can also serve as a springboard to saving money.
Mind you we're not talking about quitting spending forever. But Gay Pustaver of FISC Consumer Credit Counseling in Sturgeon Bay says going for three days without spending a dime -- or even just one day -- is an achievable goal that can serve as a springboard to better saving habits.
The cold turkey idea is one of 10 items mentioned in a USA Today article on cutting spending.
Pustaver says saving can have a snowball effect; once you get used to the feeling of saving you can be less inclined to let it go.
Some of the article's other money-saving tips include shedding costly vices, avoiding the use of credit cards, eating smarter, and "not even looking" -- if you don't go to the store or search the web you don't know what you don't have.
Pustaver says a critical aspect of any saving strategy is committing to making a change.
"For people who are not at that point where they really see the benefit of saving, if they're not ready to change those behaviors or look at things more closely, it probably won't work."