By Tim Kowols
Knowing where your credit score comes from is the first step to understanding how it can affect your finances. A credit report provides a detailed history of your borrowing and is rated on a scale of 300-850 points. With three credit bureaus working to gather the data, Gay Pustaver from Money Management Counselors says many lenders subscribe to a tri-score service that takes a balanced look at all of them.
To see where your credit score is and to look at a detailed look at your history, you can access a free report at annualcreditreport.com. This is the first part of three-part, in-depth series on your credit report and score.